A boat or yacht is more than a purchase—it is an escape, a reward, and often one of the most meaningful investments an owner makes. That is why we’ve chosen to partner with the most respected marine underwriters in the world, bringing our clients a level of protection that reflects the true value of their vessels.

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Whether you captain a sailing boat or own a luxury motor yacht, we help you secure coverage designed for the way you live on the water. Smaller pleasure boats can be insured with flexible, competitively priced policies that offer strong protection for everyday use. Larger vessels, including pleasure yachts and professionally captained craft, benefit from a more specialized form of coverage tailored to the high-value marine assets they represent and the complex risks they entail.

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Through Zyber's Insurance Carrier partners, boat and yacht owners enjoy the reassurance of agreed-value loss settlement for total losses, ensuring your vessel’s insured value is paid without depreciation. Many partial losses are handled on a replacement-cost basis, giving you the confidence that repairs or replacements will be handled at today’s market pricing. This approach allows you to restore your vessel without unexpected financial gaps.

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Zyber's Insurance Carrier partners marine programs also include extensive liability protection, addressing the realities of life on the water. Coverage extends to wreck removal, navigation hazards, environmental responsibilities, and fuel spill clean-up—critical considerations for any responsible vessel owner. Those who employ paid crew members or rely on shore-based workers, such as mechanics or marina personnel, can be covered for their legal obligations under maritime law. Protection is also extended to injuries caused by uninsured or underinsured boaters, keeping you and your guests safe even when others on the water are not.

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For owners navigating coastal or hurricane-prone regions, coverage can include valuable features such as emergency towing, dockage and haul-out assistance, and reimbursement for precautionary measures taken ahead of severe weather. Personal belongings, fishing gear, and onboard equipment can also be insured, along with trailers and temporary substitute vessels when needed.

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Zyber's Insurance Carrier partners guides you through every step of the process, from assessing navigation plans and safety equipment to explaining how vessel age, condition, and hurricane procedures influence coverage. Our role is to simplify decisions and secure a program that mirrors your lifestyle, your vessel, and your expectations.

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When you insure through Zyber, you receive not only exceptional marine protection but also the personal service of a partner who understands the realities of boat ownership. We make quoting, binding, and renewal easy, so you can spend more time enjoying the water and less time worrying about the risks that come with it.

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If you are ready to safeguard your vessel with the industry’s most trusted marine protection, Zyber Insurance is here to help. Reach out to us to begin your personalized assessment and experience a new standard of coverage for your life on the water.

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